Critical Illness Insurance

If you had a heart attack tomorrow, what would you worry about? Paying your bills? Taking care of your family? Getting better?

Do you need Critical Illness Insurance if you have medical insurance?

Would a check for $50,000 help?

Need help with a medical issue? Utilize our Best Doctors® program.


Why do I need Critical Illness Insurance?

Simply put, critical illnesses cost money. Even with medical insurance, out of pocket expenses can accumulate quickly.

If you are like most people, being diagnosed with a critical illness can be overwhelming and frightening. Critical illnesses such as heart attacks, strokes and cancer happen every day. These illnesses have serious consequences, both financial and physical. Many people lack the healthcare insurance protection they need when major illness strikes. We believe everyone should have the opportunity to obtain Critical Illness Insurance to help fill the gaps and help cover the costs related to recover from major illnesses.*

What is Critical Illness Insurance?

Critical Illness Insurance provides a lump sum cash benefit paid directly to you upon the first diagnosis of a covered critical illness. Upon diagnosis, we send a check directly to you. You can use your cash benefit however you choose. To help with everyday living expenses, pay out of pocket medical costs or replace lost income. Your benefit is paid in full regardless of any other insurance you may have.

What illnesses are covered?

Covered critical illnesses include: heart attack, life threatening internal cancer, stroke, kidney failure, ALS (Lou Gehrig’s Disease), major organ transplant, coronary artery bypass surgery and carcinoma in situ.**

Need help with a medical issue? Utilize our Best Doctors® program.

Best Doctors® is a benefit offered to you by The Family Security Plan® at no cost. It is designed to complement the care you receive from your own physician. You get the best possible medical advice so you can make the best decisions. Best Doctors® helps you make decisions with confidence.

*Subject to underwriting approval.
**Covered critical illnesses are defined in the policy.


Learn how critical illness insurance can help your family.