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$60M In benefits paid last year
50+ Years in business
200,000+ Policyholders
$60M In benefits paid last year
50+ Years in business

Insurance for every
stage of life

Affordable protection that's trusted by over 200,000 families across the country.
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Insurance coverage
that fits your life

Insurance coverage
that fits your life

Life Insurance offers financial security for your loved ones after your passing, protecting them from financial burdens and helping them maintain their lifestyle.
  • Cash benefits
  • Fast claims
  • Long-term planning
Learn More Life Insurance Basics
Life Insurance
Disability
Critical Illness
Accident
Hospital Sickness
Not sure how much coverage you need?

Not sure how much coverage you need?

Take our 2-minute quiz to see where you may have coverage gaps and get personalized recommendations based on your needs.
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Trusted by over 200,000 families across the country

I want to make sure that my bills are still paid in the event that I fall victim to something debilitating to my health. Losing an income may not be the end all but it would be better to not lose it at all. I chose protection because I would rather have peace of mind.
Saundra D. Policyholder
Critical Illness
That’s what accident insurance is for. If one or both of us may not be able to work if something occurs, the money will go towards that loss of income.
Christina H. Policyholder
Accident
The process was straightforward, and I felt supported every step of the way during a difficult time for my family.
Maria S. Policyholder
Term Life
The team was compassionate, responsive, and made it easy to understand our options when we needed help most.
Miranda T. Policyholder
Disability
When unexpected medical expenses arose, having coverage in place gave us one less thing to worry about.
John D. Policyholder
Hospital Sickness
Knowing my family was protected gave me peace of mind and confidence in our financial future.
Brenda B. Policyholder
Whole Life
View All
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Real insurance coverage for real life

$60M
In benefits paid last year
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Resources to help you make confident decisions

Watch video Insurance made simple
Insurance made simple
Video

Insurance made simple

:30

Insurance made simple

See what our members are saying

I have been a member of The Family Security Plan since August 1996. The FSP agents have been instrumental in advising my family, friends and I with insurance. I am very proud to say that I can call them friends and true helpers in the field of quality life insurance. They have always been available for any questions and provided helpful information on protecting my family and love ones. Be blessed.
Larry T. — Policyholder
An excellent experience! The customer service representative was very helpful, extremely professional, very patient and absolutely made my day!
Maritza D. — Policyholder
NYC Department of Health Fort Greene, New York I am a customer of FSP and I would like to thank the Customer Solutions Team! They are extremely helpful and explained a lot of things to me that I previously didn’t understand all that well. They were knowledgeable, patient and efficient and I appreciate the time they took to help me with my issue. Thank you.
Quynn B. — Policyholder

Let’s get you started

We’ll help you choose the right coverage with confidence.
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What best describes your current life situation?
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What is your biggest financial concern if something unexpected happened?
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    What’s your age range?
    Do you support children, a spouse, or other family members?
    Have you had a big life change lately?
    What best describes your job situation?
    Do you or your spouse work in a high-risk job?
    (for example a firefighter, police officer, construction worker, etc.)
    How long could your household stay afloat if your income stopped?
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    Do you have emergency savings set aside?
    Do you have life or supplemental insurance through work or elsewhere?
    Will your insurance coverage continue if you leave your job or retire?
    Have you reviewed your insurance in the past year?
    Do you have any major debts?
    If something happened to you, could your family maintain their lifestyle?
    Are you concerned about losing income if you couldn’t work?
    What types of insurance are you open to learning more about?
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    What’s your monthly budget for coverage?
    Your Insurance Coverage Score is Ready!
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      Credit Union Health Score
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      Credit Union Health
      We innovate from within, embracing needed change with speed and implementing new ideas as part of a formal strategic plan.
      Are your ideas truly inspired from within your team? Does implementation happen, or do great ideas stall between inspiration and execution?
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      10
      Completely disagree
      Completely agree
      Next
      Credit Union Health
      Our third-party relationships are genuine strategic partnerships that advance our long-range and short-term strategies.
      Do your partners bring measurable value beyond their product or service, or do they simply fill a line item in the budget?
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      10
      Completely disagree
      Completely agree
      Next
      Credit Union Health
      Our leadership team holds itself and our teams accountable to clear, measurable goals, and everyone knows the numbers.
      Does the team know what is expected? Do they solve their own problems, or rely on the CEO to come up with solutions? Does everyone know and can recite the credit union's overall goals?
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      10
      Completely disagree
      Completely agree
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      Channels Of Access
      We proactively reach out to our membership through outbound calling, email campaigns, and community outreach rather than waiting for members to come to us.
      Industry data shows only 30% of loan origination comes from proactive channels. Where does your credit union stand? Insurance is 95% proactive: how proactive are you?
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      10
      Completely disagree
      Completely agree
      Next
      Channels Of Access
      Our Business Development Team systematically visits employer groups and intentionally builds lasting relationships with key contacts throughout.
      Is your BD team held accountable to visits and results? Are contacts tracked continuously, not just when a position turns over?
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      Completely disagree
      Completely agree
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      Channels Of Access
      Our online and mobile banking, social media, and email marketing actively generate interest in products and services, pointing members toward educational content and referrals.
      Do you have your own content or do you pull from outside? Is it personalized and segmented by member life cycle, or are you still sending blanket messages to your entire membership?
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      Completely disagree
      Completely agree
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      Channels Of Access
      Our branches and contact center are optimized to educate members and generate meaningful cross-selling results, not just service transactions.
      How is cross-selling measured? Is it consistent across the team, or dependent on a few top performers? Does everyone know the numbers, and are those numbers celebrated?
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      Completely disagree
      Completely agree
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      Member Engagement
      We have a systematic outbound engagement program that builds trust before the call, uses member data to personalize each conversation, and produces measurable results.
      Is it truly systematic, or occasional and one-off? Do you warm up the call with personalized emails first? A program that runs occasionally produces occasional results.
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      Completely disagree
      Completely agree
      Next
      Member Engagement
      Our member engagement conversations consistently lead to action - members participating in appropriate products and services - and we track and celebrate those results.
      What is the desired call to action on each engagement, and is it consistently measured? Are the actual results meeting the purpose of the program?
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      Completely disagree
      Completely agree
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      Member Engagement
      We measure the critical metrics of our engagement program - loan conversions, cross-sell results, retention rates - and use that data to make real decisions.
      Can you show the results of your engagement program right now in a report, not an estimate? A program without data is a program running on belief.
      0
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      Your Credit Union Health Report is ready. Enter your information below and a Family Security Plan specialist will be in touch to walk through your results.

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